Stop Dodging Your Bank
Take Back Control
Before They Take Your Home!
Falling behind on your mortgage, credit cards, or personal loans can be absolutely terrifying
but ignoring the bank is the most dangerous move you can make
You need breathing room ... You need the Hardship Helper
I spent over 25 years inside the Australian Banking Industry, specialising in consumer and business hardship for multiple Banks and lenders and I know why applications fail
More importantly, I know how to help you!
Get Bank ready in 15 minutes and take control of your request for Hardship
Introducing the Hardship Helper Bundle for only $79.95 $49.95
($49.95 is for a very limited time only so why wait until it is too late?)
Here is exactly what you unlock with your instant download for $49.95
The "Reality Checker" Computer or Phone App: Banks demand a perfectly formatted SOFP (Statement of Financial Position) before they will help you. Our interactive app auto-calculates your exact Net Position, clearly separates your essential living expenses, and generates a professional, Bank ready PDF in minutes.
Zero Data Retention Guarantee: Our web app runs entirely on your own device's local storage. Your highly sensitive financial numbers never leave your phone or computer until you send them to the Bank in your secure Bank ready SOFP in ".pdf" format
The Insider Knowledge eBook: Is my 25-year Insider guide that unravels the bank jargon. Discover why a temporary hardship arrangement is far less damaging to your credit file than simply defaulting, and learn how to prove your case for temporary assistance by using the 3 to 6 Month Rule.
The best part of the Hardship Helper web app is that you can use it as many times as you need without ever having to pay for an ongoing monthly subscription or a fee to use it every time ...
Pay once and it is yours to use and reuse over and over as needed
The Hardship Helper web app can be used for all Banks, lenders and financiers for all types of loans and you decide what information is added and when you send it and to who
Every day you delay, your arrears grow and your options shrink
Take Back Control in just 15 Minutes ...
Secure payment and instant digital download
The clock is ticking and your Bank isn’t waiting!
Still want to know more? Check out our YouTube Channel www.youtube.com/@HardshipHelperOZ






supportis@hardshiphelper.com.au
The information and tools provided by Hardship Helper are for educational and informational purposes only and do not constitute financial, legal, or investment advice. Hardship Helper is not a licensed financial adviser, credit provider, or legal practitioner, and the use of these materials does not create a professional-client relationship. While our resources are built upon over 25 years of specialised banking industry expertise, they are not a substitute for professional consultation with a licensed financial counsellor or legal expert. Hardship assistance is at the sole discretion of the respective financial institutions, and individual outcomes will vary based on internal policies and personal circumstances.
© 2026 Hardship Helper. All rights reserved. "Hardship Helper" and its associated logos are registered trademarks.


